Few things are more heartbreaking than discovering your home has been damaged after a disaster of any kind. Your home is a sacred space that needs to be protected, which is why we have insurance for homes in the first place. It’s a way to return to normalcy as quickly as possible. Although anyone can make a plan for when things go wrong, sometimes emotions get in the way of what needs to be done. Memorizing a shortlist of what to do in the aftermath should ease some of the ensuing anxiety.

Damage Control 

Safely take reasonable and necessary steps to mitigate the damage. If there is an emergency, call 911. It’s always advisable to have a fire extinguisher in every home, but if you are unable to immediately control a fire, leave immediately. If your home has been broken into and you’re unsure if you should enter, you can call emergency services to inspect the property and make sure the intruders have left. For less extreme scenarios, there are simple things you can do to prevent further damage, such as shutting off the main water source to the home if a pipe is leaking.

Record Damages

From a safe distance, use video or take pictures of the damages. If your home is safe to enter, thoroughly document the damage using a camera and take notes if necessary. Write down details of the date and time of the event. Talk with witnesses and neighbors to collect additional information, and all other facts pertaining to the loss. 

Locate Your Insurance Policy

Your insurance policy and any endorsements will give you a good picture of what kinds of damages are covered. Read through the policy to understand exactly what it covers. You can also use the policy to review any additional documentation you might need to collect once you’re ready to make a claim.

Contact Honest Lion Adjusting
Now that you have everything in order and are ready to make a claim, it’s time to call Honest Lion Adjusting at 844-546-6100, or fill out a contact form on our website. During your appointment, we can discuss the loss and quickly schedule someone to visit your property to assist you in cleaning up and making temporary fixes, at no cost to you.

Posted in Insurance Claim