Have you noticed stains on your ceiling? You more than likely have a leak or multiple leaks, which are coming through your roof and went through 5+ layers. You will also be surprised to discover that water can travel, so the area that you think the water is coming from may not exactly be where the stain is. Maybe you’ve painted over the stain at some point and now it’s back. You did your best, but you did not resolve the root of the issue and now it’s back. The truth is that you probably have water damage due to a weather related event.
Analogy: if you have a tooth ache and put numbing cream on it, it will temporarily address the pain that you are feeling at the moment, however, there is an underlying issue that is causing the pain. It must be addressed or the pain will return and maybe in more areas. Apply this same concept to your roof and ceiling. Stains should be addressed by a professional as soon as you notice it.
The water damage and subsequent stains are more than likely attributed to high velocity wind (in excess of 40mph) during a hurricane or windstorm. The damage can take months and sometimes years to show up on the inside of your home. There is more than likely rotting wood in the attic. Your insurance company should cover this damage and replace some or all of your roofing system.
In the state of Florida, if 25% or more of your roof is damaged by a weather related event, the insurance company must replace the entire roof. If you attempt to file your own claim, your insurance company may not treat you fairly. They know that you are a busy property owner, they know that you probably have not read your entire insurance policy, and have not read all of the insurance and insurance claims laws.
Before you contact your insurance company, call an experienced public adjuster to advocate for you and your property. Your personal adjuster can save you alot of time and frustration. Your adjuster will also be able to negotiate a higher amount than what your insurance company would offer you. The Insurance company adjuster is trained to pay you as little as possible for your damage or worse, to deny you outright. Make sure you have someone advocating for you.
Contact Honest Lion Adjusting today. Toll free 844-546-6100. Mobile 954-282-9655 or by email firstname.lastname@example.org www.hlaclaims.com
All kinds of claims handled: roof leaks, roof stain, fire damage, smoke damage, water damage, pipe breaks or burst, mold, vandalism, burglary, collapse, cast iron pipes, polybutylene pipes, accidental structure damage, any sudden and accidental damage.
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